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Handling a Personal Injury Claim on Your Own vs. Hiring a Lawyer

Handling a Personal Injury Claim on Your Own vs. Hiring a Lawyer

shapiro.admin September 13, 2021 Personal injury

 

Injuries can lead to significant setbacks for victims. This can include immense pain and suffering as well as tremendous medical bills, lost income, and property damage expenses. If you have sustained an injury caused by the negligent or careless actions of another individual or entity, you will likely be able to recover compensation for your losses. However, handling a personal injury claim on your own can be challenging, and it can be a huge mistake. Here, we want to discuss the difference between handling an injury claim on your own versus working with a skilled Mesa personal injury attorney.

Handling a Personal Injury Claim on Your Own

If you have been injured due to the careless or negligent actions of someone else, you should be able to recover compensation for your losses. For relatively minor injuries and property damage, it may certainly be possible to handle the entire personal injury case on your own. This is especially true if you expect the case to be resolved through a settlement with an insurance carrier. 

In theory, the claims process can be fairly simple. For most vehicle accident claims, insurance carriers have made it easy to start the claims process online or through a mobile app. The insurance carriers involved have made it simple to follow the steps necessary to communicate with the insurance claims adjuster and submit evidence for the claim.

However, this is a catch-22. Because the insurance carriers created this process, they also control the process.

Should I Handle My Own Personal Injury Claim

Working With a Personal Injury Lawyer

For anything more than a relatively minor injury, you need to consider working with an attorney. When you hand your case over to a skilled Mesa personal injury lawyer, you will have an advocate by your side that will handle every aspect of the claim on your behalf. 

It is crucial to understand that insurance carriers want to limit how much money they payout in a settlement. For anything more than a minor injury or some property damage, the carrier is going to put up a fight. Insurance claims adjusters are very good at what they do, which means that an injury victim can quickly find themselves behind the eight ball when it comes to handling their own claim.

An attorney can use their resources to handle every aspect of these claims. This includes:

  • Gathering the evidence needed to prove liability
  • Ensuring the injury victim is evaluated by a trusted medical professional
  • Working with economic and financial experts to properly calculate total expected losses
  • Vigorously negotiating with the insurance carrier to recover a fair settlement
  • Filing a personal injury lawsuit in civil court if necessary
  • Fully preparing the claim to be heard in front of a personal injury jury

Most individuals do not have the resources necessary to handle every aspect of these claims, particularly for moderate to severe injuries. An attorney will know the ins and outs of handling these claims, and an injury victim will only have to focus on recovering from their injury and spending time with their family.

Individuals who work with a Mesa personal injury lawyer to handle their claim will likely be able to recover much more compensation than they otherwise would have if they tried to handle the case on their own.

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